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FINANCIAL INFORMATION

The example above is for a loan with a maximum Loan to Value (LTV) of 60%. For example, the maximum loan amount would be £100,000 on a property with a value of £166,667.

Representative example – A mortgage of £100,000 payable over 180 months on an initial fixed rate of 4.42% for 5 years, then reverting to a standard variable rate. The total amount payable over the term is £171694; with 64 monthly payments of £859.82 at a fixed rate of 4.42%, Followed by 117 payments of £984.40 at a variable rate, currently 7.5%. The overall cost for comparison is 6.2% APRC representative. Please note that the interest rate on this loan can change at the end of the fixed rate period. This means that your monthly instalments could increase or decrease. The aforementioned financial information relates Santander as the mortgage provider.

There will be an arrangement fee of £999 and a broker’s fee of between £995 and £1,995. Your total fees will be confirmed by your dedicated mortgage adviser.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

The Mortgage Exchange Ltd is registered in Scotland no. 648401. Registered office, Pavilion 3, Bothwell Bridge Business Park, Candymill Lane, Hamilton, ML3 0FD.

Authorised and regulated by the Financial Conduct Authority. The Mortgage Exchange Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 924718.

If you wish to register a complaint, please write to us at the address above, email us at info@mortgageexchangeltd.co.uk or call us on 0161 533 0966.

A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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