Get extra fundswithout changing your current mortgageLoans designed to help you get financing for any purpose:SECOND CHARGE MORTGAGE
Home improvements
Debt consolidation
Weddings
Holidays
Business
Helping family
Loans ranging from
0
Flexible terms available
Loans ranging from
0
Flexible terms available
FCA Authorised Broker
We are authorised and regulated by the Financial Conduct Authority.
Whole of Market Advice
We search 1000s of deals from across the market to find you the right solution.
No Obligation to Enquire
Initial enquiries are completely free with no impact on your credit score.
Why choose a Second Charge Mortgage?
Keep your current mortgage
No need to change or remortgage deal or lose your current rate.
Borrow what you need
Release funds for home improvements, debt consolidation, holidays, business or anything you choose.
Flexible & Affordable
Spread the cost with affordable monthly payments that suit your budget.
What could you use it for?
A second charge mortgage can be used for almost anything.
Here are some of the most common reasons homeowners borrow.
Home Improvements
Debt Consolidation
Holidays & Travel
Business Purposes
Helping Family
Your property may be repossessed if you do not keep up repayments on your mortgage.
"I have saved over £300 per month which will make a massive difference, and I would recommend The Mortgage Exchange to anyone"
Ms. Collins is a single parent with a great job and a strong salary. Thanks to careful and smart debt consolidation using property equity, she’s living better within her monthly limits, while actively improving credit and setting her daughter’s savings toward college.
After receiving a review of her circumstances and researching the current market, our option was secured on a main property and a second charge at monthly savings of over £300 (products with the many exclusion rates available to The Mortgage Exchange).
As a result of the debt consolidation remortgage, Ms Collins has reduced her monthly debit repayments by over £300 and saved an additional £6,300 for home improvements and a family holiday.
Ms. Collins' results
Results achieved
Monthly saving
0
Funds raised
0
New monthly payment
0
Previous monthly payment
0
A trusted, FCA authorised mortgage broker
FCA Authorised
We are authorised and regulated by the Financial Conduct Authority.
Whole of Market
We search 1,000s of deals from the UK’s top lenders to find the right option for you.
Expert Advice
Our experienced advisers provide honest, impartial advice with you at the centre.
Rated ‘Excellent’ on Trustpilot by our happy customers.
Second Charge Mortgage Calculator
How much equity can you release from your property with a second charge mortgage
FAQs
Got a question?
Here are the answers to the questions we’re asked most often.
FCA Authorised Broker
We are authorised and regulated by the Financial Conduct Authority.
Whole of Market Advice
We search 1000s of deals from across the market to find you the right solution.
No Obligation to Enquire
Initial enquiries are completely free with no impact on your credit score.
Will I have to change my current mortgage?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
What can I use a second charge mortgage for?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Can I apply if I have bad credit?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
How quickly can I get a decision?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Will checking my eligibility affect my credit score?
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Still have questions?
Our experienced advisers are here to help.
No obligation
Friendly advice
Whole of market broker
Second Charge Mortgage Calculator
How much equity can you release from your property with a second charge mortgage